This whitepaper provides insights on:
- AML risk does not end at onboarding. Sanctions updates, ownership changes, and behavioural shifts require continuous oversight.
- With billions in AML fines issued globally and rising enforcement activity, regulators now expect ongoing monitoring, not one-off checks.
- Introduces the Discover – Detect – Decide lifecycle model:
- Discover – Build a verified onboarding baseline
- Detect – Monitor sanctions, ownership and adverse media in real time
- Decide – Ensure structured, defensible case management
- Highlights common AML weaknesses, including outdated data, monitoring gaps and fragmented governance.
- Explains how Cedar Rose supports full-lifecycle AML integrity through structured KYB data, real-time monitoring (CRiS) and enhanced due diligence.
- Reinforces the regulatory shift from “Did you check?” to “Did you keep checking?"