About us | Cedar Rose

Scale with confidence using API-driven KYB and risk tools that meet regulatory standards.

Fintech and payments companies operate under intense regulatory expectations while competing to deliver instant onboarding and seamless customer journeys. Every merchant, partner, and cross-border transaction carries financial, compliance, and reputational stakes. Cedar Rose equips innovators with verified intelligence and automation designed to support rapid growth, reduce exposure, and maintain trust in high-velocity digital ecosystems across global markets.

Verified Intelligence for Fintechs Expanding in a High-Risk Regulatory Landscape

Speed alone is never enough in a sector shaped by AML, CTF, KYC, KYB, PSD2, and evolving global oversight. Payment processors, neobanks, remittance services, and digital-banking providers need data that is accurate, structured, and immediately actionable. Cedar Rose delivers verified intelligence drawn from global registries, local networks, multilingual sources, and investigative expertise, giving fintechs the clarity required to expand safely. Our tools strengthen compliance while preserving the frictionless experiences users expect.

Instant & Investigative KYB

Verified corporate records, ownership details, and structural insight support safe onboarding of merchants, partners, and high-volume applicants. Electronic checks offer speed at scale, while investigative validation adds deeper assurance in jurisdictions with limited transparency. This combination protects platforms from shell entities, hidden risks, and fraudulent registrations.

Sanctions, PEP & Adverse Media Screening

Global screening surfaces sanctions exposure, political connections, and reputational concerns relevant to onboarding, partner selection, and ongoing monitoring. Multilingual sources and structured classifications reduce false positives, helping compliance teams stay focused on true risks and ensuring fintechs maintain alignment with AML and CTF requirements.

Credit Risk Assessment

Financial health evaluation highlights liquidity, repayment behaviour, and operational stability across merchants and counterparties. This insight supports decisions tied to settlement processes, lending partnerships, BNPL models, and high-risk merchant categories. Reliable assessment reduces exposure to defaults and protects payment ecosystems from financial instability.

Corporate Linkage & Ownership Mapping

Detailed mapping of parent companies, subsidiaries, and indirect controlling interests reveals hidden influence within complex networks. This clarity helps fintechs detect connections to sanctioned actors, unstable entities, or reputationally compromised groups, supporting safe expansion and ensuring compliance with PSD2, AML, and cross-border regulatory frameworks.

Continuous Monitoring & Alerts

Automated tracking identifies changes in corporate status, sanctions exposure, leadership, litigation, ownership, or credit signals. Alerts enable teams to react quickly instead of waiting for periodic reviews, providing better protection for fast-moving onboarding environments. Monitoring ensures readiness for audits and strengthens long-term compliance control.

MEA Regional Expertise

Reliable intelligence from the Middle East, Africa, and frontier markets provides clarity where public records are inconsistent or fragmented. Multilingual specialists validate data directly through registry connections and trusted local channels, giving fintechs dependable information when expanding into regions underserved by traditional data providers.

API & Platform Integration

Structured data feeds directly into onboarding, fraud prevention, and transaction-monitoring workflows through API-first delivery. Automation reduces manual checks, accelerates application decisions, and improves scalability for fintechs dealing with rising volumes. Integration supports both growing startups and established payment processors operating globally.

Due Diligence Risk Score

A consolidated scoring model transforms legal, financial, compliance, and reputational findings into a single comparable benchmark. This supports consistent decision-making across high-volume onboarding workflows and global operations. The score helps prioritise reviews, identify higher-risk profiles, and maintain reliable standards during audits and regulatory checks.

Enhanced Integrity Due Diligence

Advanced investigations analyse opaque ownership networks, reputational vulnerabilities, legal exposure, and political sensitivities. Each assessment aligns with the client’s risk framework, delivering a detailed profile of integrity risk for partners involved in high-value construction, real-estate developments, or sensitive strategic collaborations.

Why Choose Us

Why Leading Fintech & Payment Companies Choose Cedar Rose

Rapid merchant onboarding

Verified business profiles reduce friction, enabling instant activation without compromising regulatory expectations.

Cross-border compliance

AML, KYC, CTF, and PSD2 obligations are met consistently across diverse jurisdictions and high-growth markets.

Fraud prevention

Screening and ownership insight help detect sanctioned, fraudulent, or high-risk entities before integration into payment flows.

Scalable growth

Automated decision tools support increased onboarding volume without expanding internal compliance resources.

Regulatory confidence

Audit-ready data and documented checks withstand external scrutiny from banking partners and regulators.

Accessibility standards

Reports follow PDF-UA and WCAG guidelines, ensuring clarity and usability across internal and external stakeholders.

Don’t Let Unreliable Data Derail Your Growth!

Incomplete unreliable data and limited risk visibility don't just slow your company down; they actively sabotage its growth. Without comprehensive standardised, reliable quality data, you expose your business to unnecessary risks which complicate your ability to analyse the market landscape, and develop effective strategies.

Worse yet, compliance missteps, especially in new markets, can lead to costly fines that stifle your growth and tarnish your reputation. All this is also compounded by slow, manual processes that leave you scrambling to keep up, ultimately costing you deals, partnerships, and valuable time.

The thing is, high growth often means high-risk exposure, and the only way to navigate risk is through data. When harnessed correctly, data serves as your north star, guiding you through the maze of growth.

Trusted by Innovators. Built for Compliance.

Cedar Rose supports fintechs and payment providers in creating secure, scalable ecosystems driven by verified intelligence. Whether onboarding merchants, integrating cross-border partners, or maintaining audit-ready compliance records, our data and automation tools remove friction without sacrificing rigour. We help teams expand into new markets, strengthen risk controls, and uphold trust across every transaction, product launch, or regulatory review.

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How We Help: Fintech & Payments