Terms of Use

1.1 Purpose:  

These Terms of Use ("Terms") govern an individual’s access to and use of the Cedar Rose website. By accessing or using our Website, users agree to comply with and be bound by these Terms. The purpose of these Terms is to outline the rules and guidelines that apply to an individuals use of our Website, ensuring a safe and informed online environment. When a user purchases products or services from Cedar Rose, they will be subject to separate terms and conditions specific to those products or services. These additional terms will govern the purchase and use of the relevant products or services and will take precedence over these Terms of Use where applicable. By using the Website, users acknowledge and agree that their use of the Website is governed by these Terms of Use, and their purchase of any products or services will be governed by the applicable terms and conditions associated with those products or services.  

1.2 Acceptance of Terms:  
By accessing or using the Cedar Rose Website, individuals acknowledge that they have read, understood, and agree to be bound by these Terms, along with any additional guidelines, policies, or rules which are incorporated into these Terms of Use by reference and those that may be posted on the Website. If a user does not agree to these Terms, they must discontinue use of the Website immediately.  

 2. Definitions 

For the purpose of these Terms, the following key terms shall have the meanings set forth below:  

2.1: "Website": Refers to the Cedar Rose website, including all webpages, subdomains, and content accessible at (https://www.cedar-rose.com/), as well as any other related services, platforms, APIs or applications operated by Cedar Rose.  

2.2: "Content": Includes, but is not limited to, text, graphics, images, videos, reports, data, software, designs, guides and any other materials available on the Website.  

2.3: "User": Refers to any individual, person, or entity that accesses or uses the Website, whether or not they have registered an account.  

2.4: "Company": Refers to Cedar Rose Int. Services Ltd, the owner and operator of the Website, including its affiliates, subsidiaries, officers, directors, employees, and agents.  

2.5: "Services": Refers to the various products, services, and resources offered or advertised by Cedar Rose through the Website, including, but not limited to, business intelligence reports, credit risk analysis, due diligence services, and any other information or tools provided by Cedar Rose.  

2.6: "Resources": Refers to all materials available on the Cedar Rose Website, including but not limited to reports, data, analyses, guides, whitepapers, blogs, news events, insights, podcasts, other informational Content and Resources provided for general informational purposes.  

  3. Website User Conduct 

3.1 Permitted Uses  
As a User of the Cedar Rose Website, individuals are granted a limited license to access and use the Website and its Content for lawful purposes. Permitted uses include:  

• Accessing and viewing the Content for informational, non-commercial, personal purposes, and/or to learn about Cedar Rose and the products, services, and opportunities we offer in compliance with these Terms of Use only.   

• Downloading or printing copies of materials and resources provided by Cedar Rose for individual, non-commercial use, provided that users do not modify the materials and respect all of Cedar Rose’s intellectual property rights. Users are expressly prohibited from copying, reproducing, distributing, publishing, transmitting, or otherwise disseminating any of Cedar Rose’s informational Resources without Cedar Rose’s prior written consent. This includes sharing or redistributing such Resources via any electronic or non-electronic means, including on social media or other online platforms.  

• Engaging with any interactive features, forums, or other tools made available on the Website in accordance with these Terms.  

3.2 Prohibited Activities  
Users of the Cedar Rose Website are strictly prohibited from engaging in the following activities:  

• Unauthorized Access: Attempting to gain unauthorized access to the Website, its related systems, or any accounts, databases, or networks connected to the Website. Access or attempt to access the website by any means other than through the interface that is provided by Cedar Rose. 

• Data Scraping: Including, without limitation, using automated tools, such as bots, spiders, scrapers, or “offline readers” to collect data or Content from the Website, alongside any manual or non-automated means of data scraping. 

• Misuse of Content: Copying, reproducing, distributing, modifying, creating derivative work from, reverse engineer or reverse assemble the website, or publicly displaying any Content from the Website without Cedar Rose’s prior written consent, except as expressly permitted by these Terms.  

• Impersonation: Impersonating any person or entity or falsely stating or otherwise misrepresenting an affiliation with any person or entity including by submitting misleading information, such as false credentials or inaccurate details.  

• Unlawful Activity: Disrupting the operation of the Website or gaining unauthorized access to information, engaging in any activity that violates applicable laws or regulations, including but not limited to laws related to intellectual property, data privacy and protection, and cybersecurity. Sell, assign, sublicense, distribute, commercially exploit, grant a security interest in or otherwise transfer any right in, or make available to a third party, the Content or website in any way. 

3.3 User Responsibilities  
Users are responsible for:  

• Ensuring that their use of the Website and its Content complies with all applicable laws and regulations and these Terms. 

• Refraining from engaging in any of the prohibited activities listed in Section 3.2.  

• Respecting the intellectual property rights of Cedar Rose and other third parties as described in these Terms.  

• Safeguarding their account information, if applicable, and not sharing their login credentials with others.  

• Immediately report any unauthorized use of their account or any other breach of security to Cedar Rose.  
   

Any unauthorized use of any Content or the website may violate patent, copyright, trademark, and other laws. 

 4. Content and Intellectual Property 

4.1 Ownership of Content  

All content on the Cedar Rose Website, including, but not limited to, text, graphics, images, videos, reports, data, software, designs, and any other materials (collectively, "Content"), is the property of Cedar Rose Int. Services Ltd or its licensors and is protected by all applicable copyright, trademark, database and other intellectual property laws. The compilation, arrangement, and presentation of all Content on the Website is the exclusive property of Cedar Rose.  

4.2 License to Use  

Cedar Rose grants users a limited, non-exclusive, non-transferable license to access and use the Content for their individual personal, non-commercial purposes, in accordance with these Terms. This license is conditional on a user’s compliance with these Terms and does not transfer any rights, title, or interest in the Content to them. Users may download, view, or print copies of the Content for their individual personal, informational use, provided that they do not remove or modify any copyright, trademark, or other proprietary notices.  

4.3 Restrictions on Use  

Except as expressly permitted by these Terms, users may not:  

• Copy, reproduce, distribute, publish, display, perform, modify, create derivative works from, transmit, or exploit any Content from the Website without the prior written consent of Cedar Rose.  

• Use any Content for commercial purposes or for any public display (commercial or non-commercial).  

• Reverse engineer, decompile or disassemble any software or other technology contained in the Content, or otherwise attempt to discover any source code, or allow any third party to do or attempt to do so 

• Use any meta tags or any other "hidden text" utilizing Cedar Rose’s name or trademarks without the express written consent of Cedar Rose.  

• Frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of Cedar Rose without express written consent.  

• Use the website in any manner that damages, disables, overburdens, or impairs any Cedar Rose website or business activities or interferes with any other party's use and enjoyment of the Website 

• Use or access the website in any manner or for any purpose that would be considered unlawful, including under any cybersecurity, information security, data protection, intellectual property, or similar legislation  

• Use the website for any purpose or in any manner that is unlawful or prohibited by this Agreement. 

4.4 Third-Party Content  

The Cedar Rose Website may include content from third-party sources or links to external websites ("Third-Party Content"). Cedar Rose does not control, endorse, sponsor, recommend, or assume any responsibility or liability for Third-Party Content. Users acknowledge that Cedar Rose is not responsible or liable for the accuracy, legality, or appropriateness of any Third-Party Content, and their use of such content is at their own risk. Any dealings users have with third parties found on or through the Website are solely between the user and the third party, and users will be subject to the terms of use and privacy notice of those third parties.  

 5. Disclaimers 

5.1 General Disclaimers  

The Cedar Rose Website and its Content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. To the fullest extent permitted by applicable law, Cedar Rose disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, and title. Cedar Rose does not warrant that the Website or its Content will be uninterrupted, error-free, secure, or free from viruses or other harmful components. Cedar endeavours to ensure that the information provided on the Website is accurate and up-to-date. However, the Website and its Content may contain errors, omissions, or inaccuracies. To the fullest extent permitted by applicable law, Cedar Rose disclaims all liability for any such errors, omissions, or inaccuracies and makes no representations or warranties regarding the completeness, accuracy, reliability, or availability of the Content. Users acknowledge and agree that their use of the Website and its Content is at their own risk.  

The resources available on the Cedar Rose Website, including, but not limited to, newsletters, whitepapers, guides, reports, and data (collectively, "Resources"), are provided for general informational purposes only. These Resources are intended to offer insights and information about Cedar Rose’s services and related topics but are not tailored to any specific user’s situation.  

5.2 Informational Purpose and Disclaimer of Professional Advice  

The Content and Resources provided on the Cedar Rose Website are for informational purposes only and are not intended to be used or relied upon as or substitute for legal, financial, or other professional advice. Cedar Rose makes no representations or warranties regarding the accuracy, completeness, or reliability of the Content and Resources.   

5.3 Reliance on Content  

Users of the Cedar Rose Website are advised not to rely on the Content for making decisions or taking action. Cedar Rose shall not be liable for any decisions made or actions taken based on the Content, and users agree to assume all risks associated with their use of the Content. Cedar Rose recommends that users seek independent professional advice tailored to their specific circumstances before acting on any information provided on the Website.  

5.4 Exclusion of Certain Damages  

In no event shall Cedar Rose, its affiliates, subsidiaries, officers, directors, employees, agents, licensors, or suppliers be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including but not limited to loss of profits, loss of data, loss of business opportunities, or any other intangible losses, arising out of or in connection with a user’s access to, use of, or inability to use the Website or its Content and Resources.  

This exclusion applies to all claims, whether based on warranty, contract, tort (including negligence), or any other legal basis, and whether or not Cedar Rose has been advised of the possibility of such damages.   

  6. Data Privacy and Data Protection  

6.1 Data Protection and Privacy  

Cedar Rose due to its capacity of the Data Controller is obligated to process users’ personal data lawfully and in accordance with the provisions of the General Data Protection Regulation (GDPR) (EU) 2016/679 and the applicable national and European legislation regarding the protection of personal data, as may be in force and effect.  

As the Data Controller, we ensure that users’ personal data is collected, used, and stored lawfully. The personal data collected from our website users is used exclusively by Cedar Rose or affiliated companies to support, enhance and execute business purposes, promote our services and efficiently communicate with our website users. 

We implement appropriate security measures to protect user data and retain it only as long as it is deemed necessary for the fulfilment of the purposes for which the data was collected and/or it is permitted by the applicable national and/or European legislation.  

For further details regarding the processing of your personal data, your rights under GDPR and how to exercise them, please view the website Privacy Notice. 

6.2 Cookie Policy Incorporated by Reference  

The Cedar Rose Website uses cookies and similar technologies to enhance user browsing experience, analyse website traffic, and provide personalized content. Cookies are small text files stored on user devices that allow Cedar Rose to recognize and remember user preferences. By using our Website, users may consent to the use of cookies as described in our Cookie Policy. Users have the option to reject or disable non-essential cookies; however, doing so may affect users’ ability to use or access certain features of the Website.  Please refer to the website Cookie Policy for further information.  

  7. Changes to Terms 

Cedar Rose reserves the right to modify, amend, or update these Terms of Use at any time without prior notice. Any changes will become effective immediately upon being posted on the Cedar Rose Website. It is the user’s responsibility to review these Terms periodically to stay informed of any updates. By continuing to use the Website after any changes have been posted, users accept and agree to the modified Terms.  

 8. Indemnification 

Users understand and agree that they are personally responsible for their behaviour on the website. Users agree to indemnify, defend and hold harmless Cedar Rose, its subsidiaries, affiliated companies, joint ventures, business partners, licensors, employees, agents, and any third-party information providers from and against all claims, losses, expenses, damages and costs (including, but not limited to, direct, incidental, consequential, exemplary and indirect damages), and reasonable legal fees, resulting from or arising out of a user’s use, misuse, or inability to use the website or the Content, or any violation by the user of these Terms of Use.

9. Additional terms  

9.1 If a user chooses to use the website, they agree they will  

1. be at least 18 years of age or older; 

1. provide true and accurate information, to the best of your knowledge, to the extent you choose to provide it; and 

1. comply with laws that apply to you 

9.2 Correction of Errors and Inaccuracies. The Content may contain typographical errors or other errors or inaccuracies and may not be complete or current. We therefore reserve the right to correct any errors, inaccuracies or omissions and to change or update the Content at any time without prior notice. We do not, however, guarantee that any errors, inaccuracies or omissions will be corrected. 

If you have any questions, concerns, or inquiries regarding the Cedar Rose Website or these Terms of Use, please contact us at: 
 
Email: info@cedar-rose.com 
Phone number:  (+357) 25 346630 
Head Office:  
Cedar Rose Int. Services Ltd 

Office 2A, Floor 2, 

Omiros & Araouzos Tower, 

25 Olympion Street, Limassol, 3035, Cyprus 

Our support team is available to assist you with any issues or queries you may have regarding the use of our Website.